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With less than 10 days until the November election will California change course or continue with one party rule? The CFPB is proposing new rules for banks and credit reporting even after the Supreme Court has ruled that it may be an unconstitutional agency. Some analyst are suggesting 30 year mortgages need to rise to 10 to 12% next year. Others suggest that the rates will drop back to the 5% range. We discuss all of this and more on this week’s Real Talk. Real Talk is the Right side of Real Estate.